1. Who we are
This platform is operated by Buildstone Trading & Services (Pvt.) Ltd. ("Buildstone", "we", "us"). These terms govern your use of the website and investor dashboard.
By creating an account you confirm you are at least 18 years old, hold a valid Pakistani CNIC, and are acting on your own behalf.
2. Your account
You must give accurate information and keep it up to date. You are responsible for keeping your password confidential and for all activity on your account.
We may suspend or close an account if information is false, if we suspect fraud or money laundering, or if these terms are breached.
3. Identity verification (KYC)
Before you can deposit, invest or withdraw you must pass identity verification. We will ask for your CNIC (front and back), a recent bank statement, a recent utility bill and your bank account details.
Verification must be renewed before your CNIC expires. Until it is renewed we may restrict money actions on your account.
4. Deposits and your wallet
Deposits are made off-platform by bank transfer (PKR) or USDT on the network shown in your dashboard. Your wallet is credited only after our team has verified the payment, and only with the amount actually received.
USDT deposits are converted to PKR at the rate recorded by our team at the time of verification. Sending funds on the wrong network or to the wrong address may result in permanent loss, for which we are not responsible.
Minimum deposit amounts and expected review times are shown in your dashboard and may change.
5. Investing in projects
You may allocate available wallet balance to open projects, subject to each project's minimum investment, funding target and deadline. Allocations are final and cannot be cancelled by you.
Capital allocated to a project is not withdrawable unless and until we return it to your wallet under the project's terms.
6. Profit distributions
From time to time the company may declare a profit distribution. The investor pool (net profit multiplied by the investor share percentage) is divided among investors in proportion to their invested capital at that time and credited to wallets.
Distributions are not guaranteed. Their size and timing depend on actual results and may be zero.
7. Withdrawals
You may request a withdrawal of your available wallet balance to your verified bank account or a USDT wallet you specify. The requested amount is held while the request is reviewed.
A withdrawal fee may apply; the fee in force is shown before you submit a request. You receive the amount minus the fee.
8. Records and corrections
Every movement in your wallet is recorded in an append-only ledger. If an error is made, it is corrected by a separate compensating entry rather than by editing history.
9. Liability
To the extent permitted by law, we are not liable for indirect or consequential losses, or for losses caused by events outside our reasonable control, including bank or blockchain delays and errors in payment details you provide.
10. Changes and governing law
We may update these terms. When we do, we will ask you to accept the new version before you continue using your dashboard.
These terms are governed by the laws of Pakistan.